St. Joseph

Sarah Ward, CFP®, AIF®, Lead Advisor, Wealth Builder

Education: Bachelor of Arts in Psychology, Southern New Hampshire University

Affiliations: Berrien County Parent Advocate Committee Member

Previous Experience: Drucker Wealth, Lead Advisor , Stifel, Client Service Associate

Sarah is the lead advisor for the St. Joseph, MI, area on the Wealth Builder team. She joined Curi Capital in 2025 after eight years in the wealth management industry, advancing from operations to par

St. Joseph Wealth Management Team

Personalized Guidance for Your Financial Journey Situated along the shores of Lake Michigan in St. Joseph, MI, we’re proud to support clients across the region. Our St. Joseph Wealth Management team believes in the importance of building authentic relationships to best understand your needs and help tailor our advice. Coupling the knowledge of your objectives, preferences, and risk tolerance with our comprehensive wealth advisory services, we can better guide you on your financial journey—wherever you want it to take you.

Connor Hartzell, Wealth Management Associate

Education: Indiana University, BA in Public Financial Management

Previous Experience: Northwestern Mutual, College Financial Representative

Connor joined the Curi Capital team in 2025 as a Wealth Management Associate in our St. Joseph, MI office. He brings foundational experience from Northwestern Mutual and is driven to deepen his dedica

Young female physician in a hospital smiling at camera

Building a Tax-Efficient Investment Portfolio

June 17, 2025

Subtitle Smart strategies for high-income earners to keep more of what they earn

Byline Ian Doll, CFP®, Partner, Wealth Advisor

Physicians face a unique financial landscape. After years of education and training, they often begin their careers later than other professionals—carrying significant student loan debt but quickly earning high incomes. This places them among the most heavily taxed professionals, and many lose more than necessary to taxes simply due to lack of proactive investment planning. 

Caleb Barbee, Wealth Management Associate

Education: BBA in Finance, Western Michigan University

Previous Experience: Robert Half, Engagement Professional , Applied Innovation, Accounts Receivable/ Collections Specialist

Caleb is a Wealth Management Associate at Curi RMB Capital. He is responsible for performing administrative and financial planning functions while working in a team environment. He also assists the We

Avoid These Common Missteps to Optimize Your Roth IRA

November 16, 2023

Byline Charlie Brey, CFP®, V.P., Wealth Advisor

A Roth IRA is an effective retirement savings tool, as my colleague Michele Francisco has noted before, that provides investors with flexibility and long-term tax efficiency. You’ll get the greatest benefit out of a Roth IRA by keeping these tips in mind to avoid potential hiccups.

Shelly Carter, Senior Client Service Administrator

Education: Associate of Applied Sciences, Brown Mackie College , Associate of Applied Sciences, Southwestern Michigan College

Previous Experience: Select Rehabilitation, Therapy Program Manager , Therapy Insights, Content Development Writer

Shelly is a Client Service Administrator at Curi RMB Capital. She supports the wealth management team by completing administrative and organizational duties, such as creating and maintaining client re

Jeanine Meola, Senior Administrative Assistant

Education: BA in liberal Arts and Sciences, DePaul University

Affiliations: Chicago Foundation for Women

Previous Experience: Fairpointe Capital, LLC – Director, Institutional Sales , Optimum Investment Advisors – Director, Institutional Sales

Jeanine is the Administrative Assistant for RMB’s St. Joseph, MI office. Jeanine is responsible for managing all administrative functions related to the executive(s) she supports so that they are able

Jennifer Williams, Senior Client Service Administrator

Previous Experience: Whirlpool Corporation, Executive Assistant , Peoplelink Staffing, Staffing Specialist , Blossomtime Festival, Assistant Director