July 20, 2023
Nothing shapes your experience working with RMB more than the people who make our work possible every day. The Meet RMB series offers a chance to get to know our team a little better. RMB: Can you give us an overview of your role at RMB?
RMB’s Janelle McCreary Discusses Money Market Funds in U.S. News & World Report
July 19, 2023
National news magazine U.S. News & World Report recently featured RMB’s Janelle McCreary, wealth advisor in our Denver office, in an article about money market funds and how they work. McCreary highlighted some of the benefits and potential drawbacks of money market funds, including the draw of strong interest rates and low risk, and the impact of inflation on the overall value of the funds.
Bonds Are Back, But Confusion Remains: Sorting Out Fixed Income Investments
July 12, 2023
Byline Michele Francisco, Partner, Co-Managing Director of Wealth Management
Read on for more insights into bonds and fixed income investments. After nearly two decades in the background, bonds are back in the media spotlight. Some national commentators have declared the current bond market to be the most attractive one in years. In fact, on July 7, the two-year Treasury rate passed 5% for the first time since 2007.1
July 12, 2023
Byline Jason Largey, J.D., Wealth Strategist
If you have already documented your estate plan and chosen your executor, you may be feeling well prepared for the future. And you should be. A 2021 Gallup poll found that less than half of adults in the U.S. have drafted estate plans, which means you’re well ahead of the curve.1 But the planning process doesn’t end here. Now it’s time to consider how to set your executor and other personal representatives up for success when the time comes to settle your estate. Here are six scenarios to consider as you take the next steps in your estate planning.
July 5, 2023
Byline Frances Cronlund, CIMA®, CExP™, CTFA, CFP®, S.V.P., Senior Wealth Advisor
My son is a rising first-year high schooler with a goal of making the school’s soccer team. His summer training plan includes cycling, running sprint intervals, weightlifting, ice baths and two sleepaway (read: expensive) soccer camps. He’s fueling with high volume, high quality (read: expensive) nutrition. Our family’s usual spending plan (read: already expensive) needs to budge for our active teenage son, who now requests a “second dinner.” I welcome all of this, of course, even after he just passed me in height.
Tech and AI are Driving the Current Market Rally. What Does That Mean for Investors?
July 5, 2023
Byline Michele Francisco, Partner, Co-Managing Director of Wealth Management
Read on for more insights into the S&P 500 rally. We’ve just passed the mid-year post on 2023, and the S&P 500 is up approximately 16% on the year as of June 30 and approximately 20 percent over last year’s market lows.1 As of the end of June, the S&P reached its highest point since April 2022. This would indicate a bull market, yet investors should dig a bit deeper to get the full picture of the drivers behind the rally.
June 20, 2023
Byline Jason Largey, J.D., Wealth Strategist
One of the most basic decisions to make when creating a last will and testament is naming your executor and backup executor. The executor role, sometimes known as a personal representative, is a powerful position with responsibilities that can help calmly and peaceably navigate the estate settlement process or prompt strong emotions and even litigation.
June 13, 2023
Byline Trevor Isham, CFP®, Partner, Senior Wealth Manager
Not many people are prepared to talk about the day they die, and even fewer are willing to consider the world beyond their lifespan. So, it’s not surprising that few of my clients or friends are excited when I broach the topic of legacy planning, also known as estate planning. I empathize with the reluctance to engage in these conversations. My own personal motto when it comes to death is, “Not today!” And yet, there are only two sure things in life: taxes and death. (Ironically, legacy planning includes both!)
RMB’s Michele Francisco Featured at InvestmentNews Women Advisor Summit
May 19, 2023
Leaders from across the financial advisor industry gathered recently in Chicago for the InvestmentNews Women Advisor Summit. Michele Francisco, RMB partner and co-managing director of wealth management, was a featured panelist at the event. Francisco joined a panel focused on modern approaches to attracting and retaining clients and employees. During the session, she discussed the importance of building a tailored approach to different client personas.
May 11, 2023
Byline Brian Klein, CFP®, Wealth Advisor
Our team at RMB has retired hundreds of times. No, not personally, but we have guided hundreds of clients into this stage of life. Each client has unique goals. Some move south full-time for the warmer climate, others pick up a new hobby, and almost all spend more time with loved ones. I personally aspire to travel abroad more and even spend a year living in a new city – I’m taking suggestions on this one (an idea prompted by a client!).